Cars now need phones = mics and processing, right?

christopher
RGO Senior Member

SF Bay Area. North Bay to SJ

Posts: 1,839

Cars now need phones = mics and processing, right? Jan 22, 2019 11:54:55 GMT -6 jcoutu1 and iamasound like this

Quote

Post by christopher on Jan 22, 2019 11:54:55 GMT -6

Recently financed a car and I hate it. I now have a $370 payment every month, just so I can be part of the rat race. While shopping for cars, I found no car out there gives me any kind of excitement. Only miserable disgust at the money I can't spend on gear. That's when it hit me, something which I will now explain:

As a car buyer there is no shortage of banks that will finance ungodly amounts of capital towards a terrible investment which is a car. A car never retains value, it depreciates like crazy. Yet the banks compete for lowest rates and you can get pretty good rates on cars. Now ask a bank for a loan for studio gear, something which won't depreciate as bad a car will over 10 years, and good luck guys. Get ready to jump through a bunch of hoops, credit scores, etc.

So here's a thought I dreamed up: can I buy cars that are upgraded with pro audio gear? Is there something illegal about this?

lets say I buy a car that has a "premium" hands free setup (say U87+preamp + 1176). And an upgraded sound system (focal monitors).

In other words, could someone start a pro-audio car dealership? Buy cars from private parties at below blue book, stock them with gear, re-sell at high blue book so the banks will approve the car loan.

My question is, what laws does this break? I would be so much happier if there was U87 hanging from the ceiling of my car.

Last Edit: Jan 22, 2019 11:56:09 GMT -6 by christopher

johneppstein
RGO Senior Member

Posts: 5,346

Cars now need phones = mics and processing, right? Jan 22, 2019 20:00:52 GMT -6 ericn and christopher like this

Quote

Post by johneppstein on Jan 22, 2019 20:00:52 GMT -6

Jan 22, 2019 11:54:55 GMT -6 christopher said:

Recently financed a car and I hate it. I now have a $370 payment every month, just so I can be part of the rat race. While shopping for cars, I found no car out there gives me any kind of excitement. Only miserable disgust at the money I can't spend on gear. That's when it hit me, something which I will now explain:

As a car buyer there is no shortage of banks that will finance ungodly amounts of capital towards a terrible investment which is a car. A car never retains value, it depreciates like crazy. Yet the banks compete for lowest rates and you can get pretty good rates on cars. Now ask a bank for a loan for studio gear, something which won't depreciate as bad a car will over 10 years, and good luck guys. Get ready to jump through a bunch of hoops, credit scores, etc.

So here's a thought I dreamed up: can I buy cars that are upgraded with pro audio gear? Is there something illegal about this?

lets say I buy a car that has a "premium" hands free setup (say U87+preamp + 1176). And an upgraded sound system (focal monitors).

In other words, could someone start a pro-audio car dealership? Buy cars from private parties at below blue book, stock them with gear, re-sell at high blue book so the banks will approve the car loan.

My question is, what laws does this break? I would be so much happier if there was U87 hanging from the ceiling of my car.

Well, you can't do pro audio sessions while driving. That would break the same laws as talking on the phone or texting.

As to why do banks finance cars and not audio gear, cars are regarded as necesities for most folks to go to work or school. Audio gear is regarded as mostly a money pit for those under the delusion that they're going to be rock/pop stars. Not to be with those who legitimately have nothing else to do and are obsessive about music - who will probably go bankrupt chasing an avocation they will likely never achieve from the point of view of the typical college trained bean counter.

Andf if there's any worse investment that a car it's modern digital audio equipment, which typically will be worthless within 5-7 years. And by worthless I mean worthless, as opposed to cars which still retain some minimal value. 5% to 10% is better than zero.

Last Edit: Jan 25, 2019 22:13:18 GMT -6 by johneppstein

jeremygillespie
RGO Senior Member

Enter your message here...

Posts: 1,867

Cars now need phones = mics and processing, right? Jan 22, 2019 20:48:14 GMT -6 via mobile johneppstein and christopher like this

Quote

Post by jeremygillespie on Jan 22, 2019 20:48:14 GMT -6

Save up your beans and buy only what you absolutely need to make money. Show the bank you’re profits and you’ll get a loan. May have to shop around a bit but it’s totaly doable.